The Official Blog of Rau Animal Hospital

Friday, August 12, 2011

Pet Insurance

Picture from freefoto.com


It's always a good idea to be prepared for anything. Pet care is certainly the same way, because you never know when you'll have an emergency with your pet. We all hope and pray it will never happen, but you can't control everything around you. So what can you do? You can get pet insurance.

There are many different pet insurance companies, and some of them cover a lot more than others. Dogtime.com has a very helpful chart where you can compare plans. Looking for just accident insurance? All 12 companies on the chart have a plan for that, from $9.50-$25 per month. Are you interested in full coverage insurance? Eight of the companies have a plan available that will cover vaccines, dentistry & wellness visits, from $28-$82 per month. There is a maximum age for a lot of them, usually between 9 and 13 years. One of the companies even has an emergency coverage plan with a MINIMUM age of 10 years. So whatever you're looking for, check out the chart and call the companies. They should help answer all your questions without pressure to buy. Be sure to ask about pre-existing conditions, as some companies don't cover those.

If you do get pet insurance, you pay for the veterinary services, and then get reimbursed by your insurance company. We will fill out whatever forms you need, and we'll fax whatever records are necessary to get you coverage. Let us know about your experiences with the companies- we want to know about what you think, too!

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